Ravi Raj Singh

Indel Money Limited NCD Issue – Key Details & Insights Indel Money Limited – A Non-Banking Finance Company (NBFC) having a focus on gold loans, as well as diversified lending and financial services. Issuer: Non-Convertible Debentures (NCDs) – providing fixed income with different tenures and pay-out modes. Instrument: Non-Convertible Debentures (NCDs) – providing fixed income with different tenures and pay-out modes. CRISIL Ratings: CRISIL BBB+/Stable’ – reflects moderate credit risk, reaffirmed by CRISIL on account of stable business operations and capitalization levels. Issue Size: Public issue of Secured NCDs aggregating up to ₹300 crore, issued to meet business expansion and repayment of debt. Coupon Rates / Yields: Minimum Investment: ₹10,000 (10 NCDs of ₹1,000 each). Appropriate for retail investors looking for fixed income. Important Considerations Before Investing Rating of BBB+/Stable indicates moderate safety — investors have to gauge their risk tolerance before investing. The company’s high exposure to gold loan finance could have concentration and asset quality risks, particularly during gold price fluctuations. NCDs are traded on the exchanges, but secondary market liquidity may be restricted, affecting exits early on. Tenures and interest rates vary across series — investors must pick one depending on their money needs and financial objectives. Planned Use of Proceeds NCD issue proceeds will be utilized towards: This helps ensure the company is able to expand while remaining financially healthy. Investment Features

SMC Global Securities Ltd NCD 2025 – All You Need to Know Before Investing SMC Global Securities Limited is a comprehensive financial services firm providing brokerage, investment banking, and wealth management services. The organization has opened its Public Issue of Secured, Rated, Listed, Redeemable Non-Convertible Debentures (NCDs) for the investors looking for stable fixed-income returns. SMC Global NCD Issue Overview Item Detail Issuer SMC Global Securities Limited — providing services in brokerage, wealth management, and financial advisory. Instrument Type Type Secured, Rated, Listed, Redeemable Non-Convertible Debentures (NCDs). Face Value ₹1,000 per NCD. Issue Size ₹75 crore; with Green Shoe Option up to ₹150 crore. Credit Rating Rated ‘ICRA A / Stable’ and ‘CRISIL A / Stable’, representing moderate credit risk. Tenors / Series Six series having tenures of 24, 36, and 60 months. Yield / Interest Rate Effective yield between 9.94% p.a. to 10.40% p.a., depending on tenure and frequency. Minimum Investment ₹10,000 (minimum 10 NCDs) for retail investors. Investor Categories Distribution to Institutional, Non-Institutional, HNI, and Retail investors, with predominance for retail. Listing NCDs to be listed on the BSE and NSE. Use of Proceeds For working capital needs and general corporate purposes. SMC NCD IPO – Key Considerations for Investors SMC Global Securities Ltd NCD IPO 2025 – Further Details & Specific Terms Credit Rating Reaffirmation CRISIL has reaffirmed the rating of “CRISIL A / Stable” for the NCDs of SMC Global Securities Limited.The rating captures the company’s significant presence in capital markets, diversified revenue streams, experienced promoters, and reasonable capitalization, exhibiting a moderate level of safety for investors. Pecific Series Terms, Coupons & Yields As per the prospectus and term sheet made by Corporate Professionals Capital Pvt. Ltd., the issue of NCDs has six series (Series I to VI) with different tenor and frequency of interest payments (annual, monthly, and cumulative). Coupon Rates & Effective Yields Example In cumulative series, the amount of redemption varies — e.g., for a 24-month cumulative NCD, the maturity value is ₹1,210 per ₹1,000 invested.In non-cumulative (annual) series, investors get interest payment periodically and ₹1,000 principal on maturity. Issue Opening & Closing Dates The issue of SMC Global Securities NCD opened on April 2, 2025, and closed on April 17, 2025.Allotment was done on a first-come, first-served basis for valid applications in demat mode only.The NCDs are to be listed on both BSE and NSE to provide liquidity to investors. Category-Wise Allocation The issue was distributed across various categories of investors: This structure of allocation provides equal participation, with a large segment kept for retail investors. Registrar & Lead Manager They are both well-established intermediaries with good records of handling debt and equity issues. Security & Trustee The SMC Global NCDs are secured ones, which implies that they are supported by recognizable assets or collateral belonging to the company, thereby strengthening investor protection.The Debenture Trustee for the issue is Mitcon Credentia Trusteeship Services Ltd. ISIN & Secondary Market Data One of the trading NCD series has ISIN: INE103C07066, with a 10.40% coupon and a maturity date of 2029.According to market data, such bonds are available near ₹100 (face value) with yields around 10.18% in the secondary market. Prospectus & Disclosures Investors can view detailed offer documents: These reports identify risk factors, financials of the company, and comprehensive issue terms. Issuer Profile & Business Strength SMC Global Securities Ltd is a diversified financial services firm with businesses in: As of September 2024, the company has a net worth of ₹1,182 crore and has over 11 lakh retail clients in India.CRISIL’s reiteration of its ‘A / Stable’ rating is a demonstration of the company’s robust brand, diversified business model, stable capital structure, and seasoned promoters.

Canara HSBC Life Insurance IPO 2025 – All You Need to Know Before Investing Canara HSBC Life Insurance Company Ltd is a joint venture among Canara Bank, HSBC Insurance (Asia-Pacific) Holdings Ltd, and Punjab National Bank.The insurer provides a broad portfolio of life insurance products — individual and group policies, ULIPs, and term insurance. IPO Highlights: Key Dates & Information Item Detail Type of Issue 100% Offer for Sale (OFS) – existing shareholders offloading their stake Issue Size ₹2,517.50 crore Shares Offered 23.75 crore equity shares Price Band ₹100 – ₹106 per share Face Value ₹10 per share Lot Size (Retail) 140 shares per lot Minimum Investment ₹14,840 (at upper band) Open Date October 10, 2025 Close Date October 14, 2025 Allotment Date October 15, 2025 Listing Date (Tentative) October 17, 2025 Stock Exchange BSE & NSE Employee Discount ₹10 per share Canara HSBC Life Insurance – Financial Highlights Canara HSBC Life Insurance IPO – Risks & Considerations Growth Highlights & Competitive Advantages Investment Outlook Canara HSBC Life Insurance IPO provides access to rapidly growing Indian life insurance market.Although valuation seems reasonable, investors need to bear in mind that proceeds won’t be used directly to finance business expansion because of its OFS structure.Ideal for long-term investors seeking stable, regulated exposure to the financial sector. IPO Timeline & Key Dates Event Date IPO Opens October 10, 2025 IPO Closes October 14, 2025 Allotment October 15, 2025 Refunds / Credit to Demat October 16, 2025 Listing on NSE/BSE October 17, 2025

All You Need to Know About Anantam Highways Trust InvIT IPO The Anantam Highways Trust InvIT IPO 2025 is an infrastructure investment trust (InvIT) targeting road and highway assets throughout India. It provides investors with a chance to invest in India’s growing infrastructure industry under a secure annuity-based investment framework. Detailed IPO & InvIT Issue Information Item Detail Name / Type Anantam Highways Trust (InvIT) — an Infrastructure Investment Trust concentrating on road and highway assets of India. Sponsor Alpha Alternatives Fund Advisors LLP Issue / Units Offered New issue of about 4.00 crore units (40,000,000 units) Issue Size (Value) ₹400 crore (₹400.00 Cr) Price Band / Unit Price ₹98 to ₹100 per unit Lot Size / Minimum Units 150 units per lot Minimum Investment (Retail) ₹15,000 (150 × ₹100) Open / Close Dates Opens: 07 October 2025 Closes 09 October 2025 Allotment Date 14 October 2025 Refund / Credit to Demat 16 October 2025 Listing Date (Tentative) 17 October 2025 Utilization of Proceeds Approx. ₹376 crore towards repayment or prepayment of SPV borrowings; balance for general corporate purposes. Subscription / Demand IPO subscribed 5.62× in total. QIB: 2.86× Business Highlights and Financial Performance Revenue & Profit Assets & Projects Structure & Model The Anantam Highways Trust is an InvIT (Infrastructure Investment Trust), enabling investors to receive income from operational road assets rather than holding company equity. Investment Risks and Key Considerations Long-Term Investment Outlook The Anantam Highways Trust InvIT provides investors with stable returns supported by operational road assets and fixed annuity income. Its stable cash flow model can appeal to long-term investors looking for regular yields from infrastructure exposure. Yet, as with all InvITs, there is dependence on macroeconomic conditions, interest rate cycles, and management efficiency. Retail investors must assess their risk appetite and investment horizon prior to subscribing.

One of India’s oldest asset management and mutual fund companies, Canara Robeco Asset Management Company Ltd (CRAMC), operates a variety of mutual fund schemes in equity, debt, and hybrid segments.The organization is a joint venture between leading public sector bank, Canara Bank, and ORIX Corporation Europe (previously Robeco). Latest IPO Details – Issue Size, Allotment, Listing & Insights Item Detail Company Canara Robeco Asset Management Company Ltd (CRAMC) Type of Issue 100% Offer for Sale (OFS) — sale of shares by existing shareholders; no fresh issue of shares Issue Size Say ₹1,326.13 crore (completely through OFS) Shares Offered 4.99 crore equity shares Price Band ₹253 – ₹266 per share Face Value ₹10 per share Lot Size 56 shares per lot Minimum Investment (Retail) 56 × ₹266 = ~₹14,896 Reservation Normal IPO allotment — QIBs, NIIs, and Retail Investors IPO Opens October 9, 2025 IPO Closes October 13, 2025 Allotment Date October 14, 2025 (tentative) Refunds / Demat Credit October 15, 2025 Listing Date Tentative: October 16, 2025 (BSE & NSE) IPO Valuation ₹5,305 crore at higher price band Company Financials & Performance Highlights Important Risks & Things to Consider Before Investing Future Growth & Investment Outlook Canara Robeco AMC is a well-established, long-in-the-tooth mutual fund participant in India with a solid joint-venture support.That being said, as it’s a total OFS, investors must be cautious in evaluating valuation and market conditions before subscribing.Long-term investors to gain exposure to the asset management space may find this IPO interesting, whereas short-term investors must observe market volatility and listing tendencies.

Rubicon Research Ltd IPO – Financials, Key Details & Insights Rubicon Research Limited is a regulated markets-focused pharmaceutical formulations and specialty generics firm, particularly in the U.S. The group is noted for its robust R&D base and US-FDA-approved production facilities. Key IPO Details Company: Rubicon Research Limited – a regulated markets-focused pharma formulations / generics & specialty drugs firm (particularly the U.S.).Sources: Mint, Business Standard, India Infoline Issue Size: ₹1,377.50 crore (Total) Price Band: ₹461 – ₹485 per shareFace Value: ₹1 per shareLot Size (Retail): 30 shares per lot (Minimum investment ₹14,550 at upper band) Reservation of Shares: Anchor Investors: Raised ~ ₹619 crore from anchor investors at ₹485 per share, one day before opening. IPO Open & Close Dates: Allotment & Listing Schedule: Company Financials & Business Highlights R&D Strength: Rubicon invests a significant percentage of revenue into research and development. It has US-FDA-inspected R&D centers in India and Canada. Product Portfolio: As of mid-2025, Rubicon has 72 US-FDA approved ANDA/NDA products of which 66 are commercialized. Market Focus: The firm has high reliance on the U.S. market — high compliance is a strength, but excessive reliance is a strategic risk. Risks & Considerations Strengths & Growth Opportunities Final View Rubicon Research Ltd offers a high-growth opportunity in the pharma space with established R&D strength and regulatory reputation. But investors need to watch out for U.S. dependence and pricing levels. The IPO may attract long-term investors who trust the specialty formulations segment. IPO Timeline Summary Event Date IPO Opens October 9, 2025 IPO Closes October 13, 2025 Allotment Finalization October 14, 2025 Refund / Credit to Demat October 15, 2025 Listing (BSE & NSE October 16, 2025 Disclaimer: This post is for informational purposes only and not financial advice. Investors should consult their advisors before investing in any IPO.

Midwest Limited, which is a leading company in the processing and mining of natural stone, is bringing its initial public offering (IPO) to the market in October 2025. This IPO has attracted plenty of market interest, particularly considering the company’s leadership in the granite exports business and plans in quartz processing. Herein, we dissect all major details, advantages & disadvantages, and what to look out for as an investor. Key IPO Details Parameter Details IPO Open Date 15 October 2025 IPO Close Date 17 October 2025 Price Band ₹1,014 to ₹1,065 per equity share (face value ₹5) Total Issue Size ₹451 crore Fresh Issue ₹250 crore Offer for Sale (OFS) ₹201 crore Number of Shares (Approx) Fresh: 2,347,418 shares; OFS: 1,887,324 shares ([IPO Premium] Minimum Lot Size 14 shares (₹14,910 at upper band) Retail Portion 35% of net offer QIB (Qualified Institutional Buyers) Up to 50% NII / HNI Portion 15% Listing Date (Tentative) 24 October 2025 Allotment Date 20 October 2025 Refund / Credit Date Refunds & credit to demat on 23 October 2025 Lock-in for Anchor Investors 50% locked for 30 days; remaining for 90 days Registrar Kfin Technologies Ltd About Midwest Limited & Business Strengths & Pros Risks / Cons How to Apply & Important Steps

Here’s a recent, up‑to‑date blog post draft on the IPO landscape (India + global) with current trends, major upcoming IPOs, regulatory shifts, and what investors should watch. I can tweak tone, add graphics/data, or tailor for your audie Global IPO Snapshot India IPO Market: Trends & Highlights Regulatory & Policy Shifts These changes are meant to make large IPOs easier to absorb and encourage more foreign capital inflow. Some Recent & Upcoming IPOs in India What This Means for Investors Here are some implications and what to watch out for: Key Risks & What Could Go Wrong Final Thoughts The IPO market, both globally and in India, is in a phase of cautious optimism. While the number of IPOs may be down, the size, regulatory support, and investor interest in well‑positioned, high‑quality companies are keeping the space lively. For investors, the current environment means picking quality over quantity, doing thorough due diligence, and keeping an eye on valuation and sectoral tailwinds (like green energy, technology, fintech). If you like, I can pull together data visualizations (charts of IPO proceeds, subscription trends etc.) or a sector‑wise comparison for upcoming IPOs to help readers visually digest this. Would you prefer that? Let me know if you want this blog adjusted for a beginner audience, or for seasoned investors; also if you want to include specific IPOs you are interested in.Here’s a recent, up‑to‑date blog post draft on the IPO landscape (India + global) with current trends, major upcoming IPOs, regulatory shifts, and what investors should watch. I can tweak tone, add graphics/data, or tailor for your audience if needed. IPO Market Update – Mid‑September 2025 Global IPO Snapshot India IPO Market: Trends & Highlights Regulatory & Policy Shifts These changes are meant to make large IPOs easier to absorb and encourage more foreign capital inflow. Some Recent & Upcoming IPOs in India What This Means for Investors Here are some implications and what to watch out for: Key Risks & What Could Go Wrong Final Thoughts The IPO market, both globally and in India, is in a phase of cautious optimism. While the number of IPOs may be down, the size, regulatory support, and investor interest in well‑positioned, high‑quality companies are keeping the space lively. For investors, the current environment means picking quality over quantity, doing thorough due diligence, and keeping an eye on valuation and sectoral tailwinds (like green energy, technology, fintech). If you like, I can pull together data visualizations (charts of IPO proceeds, subscription trends etc.) or a sector‑wise comparison for upcoming IPOs to help readers visually digest this. Would you prefer that?

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